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Assessment of competitive dynamics in the retail banking sector

Lear is implementing a technical assistance project aimed at assessing the current competitive dynamics in the retail banking markets of an Asia-Pacific country. The Study entails an initial overview and assessment of the competition level in retail banking markets and two in-depth analyses on: (i) deposit accounts for retail and SME customers and (iii) SME financing products. A set of actionable recommendations for changes in the regulatory environment is then developed with the aim of boosting competition and increasing access to financial services for retail and SMEs customers.